Dear 2025 Readers: The transition to 2026 caused 3 changes:
1. This page replaces "Part D & Medigap"
2. The videos have moved to page "Videos" above
3. Instead of page "Medicare Advantage", use page "Videos" above
Thank you. (Medicare constantly changes -- I try to keep up for you!)
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Medigap Links for many Companies
First, please view 5 minute Video #2, on page "Videos", above, to learn about this section.
Companies are listed below because they show data online and/or because they are so well known.
Medigap Prices
Revealed Online? These companies show rates in many states How-To Tips↓
Blue Cross / Blue Shield Y In CO,CT,GA,IN,KY,ME,MO,NV,NH,OH,VA,WI, try:
https://shop.anthem.com/medicare/shop/landing?brand=ABCBS&role=consumer&locale=en_US
Otherwise:
https://www.bcbs.com/medicare/medigap ß BC/BS is comprised of many regional companies.
This link takes you to a portal to scroll down & enter any Zip Code, redirecting you to the local
company. The sites vary, but select Medicare Supplement and look for labels like Compare Plans,
Ready to Shop, Find a Plan, View all Plans, Explore Plans, Get a Quote -- these vary by region.
Cigna Y https://www.cigna.com/medicare/supplemental/ Scroll down a little, enter Zip and click blue
"Shop for a plan". Answer some questions to get to rates. You can enter a real Zip but a fake name.
Humana Y https://www.humana.com/medicare/medicare-supplement-plans ßScroll down to Zip Code,
enter it and click green "Shop Plans" then enter your data. The tool is finicky at times, be patient,
you have to enter your Start>>Dates in addition to DOB.
Mutual of Omaha* Y https://www.mutualofomaha.com/medicare-supplement-insurance/quote ßFirst click "Close" at the
bottom-right. Enter Zip Code, DOB, Gender and Discount eligibility; click "Get Quote". They do a
good job of showing rates online, expecially for our favored plans: G, HDG and N.
The AMA Y Physicians and other members of the American Medical Association might consider:
https://medsupp.amainsure.com/lp2?SourceCode=ONE01 ß Enter DOB, Zip Code, and
click "See insurance plans...", the rest is simple. The AMA has an easy-to-use Medigap quote tool.
United HealthCare / AARP Y https://www.uhcmedicaresolutions.com/ ß After entering Zip, click "Medicare Supplement Plans",
Important!...
Be sure to scroll down, locate UHC's blue "+" sign or "⚠" symbol then click "Add your information".
You have to enter your Start>>Dates in addition to DOB. (You must be an AARP member to buy
their Medigap, but not their Part D or MA.)
USAA Y https://www.usaa.com/medicare ß Scroll down, in center of screen use "Select Your State",
scroll far down until you see 3 separate dark-blue columns, then
under the column "MEDICARE SUPPLEMENT", click green "Learn More".
Left side of the screen click "Get a Quote", enter your Zip, click "Shop plans".
Click gray column header "Medicare Supplement Plans".
Enter your DOB, Start>>Dates and click "Continue to plans" near bottom-right.
Why "Yes/No"?-- These companies show rates in some states:
Central States Health & Life Y/N Quote site: https://service.iasadmin.com/eApp/onlinequote/quote.aspx?76=aN&pp=pIFK&pn=Pb
Main site: https://www.cso.com/medicare-supplement-insurance/
CSI Life (Berkshire Hathaway) Y/N Quote site: https://service.iasadmin.com/eapp/onlinequote/quote.aspx?76=aN&pp=pIFJ&pn=PY
Main site: https://www.csi-omaha.com/
National Guardian Life Y/N https://ngl.admin-portal.org/modules/Agent/PremiumCalculators.php
These are fine companies, but do not reveal their rates online:
Aetna† N https://www.aetnaseniorproducts.com/ssi/index.html Bummer, Aetna stopped showing rates
Globe N https://www.globecaremedsupp.com/RateQuote Bummer, Globe stopped showing rates, will recheck later
Manhattan Life N https://www.manhattanlife.com/Seniors/Medicare-Supplement/Plans
United American N https://www2.unitedamerican.com/our-plans/insurance-for-individuals/medicare-supplements/
*Mutual of Omaha is brokered by "TZ Insurance Co" in many states and in some states is called "Omaha Insurance Co".
†In many states, Aetna issues coverage through the "Continental Life Insurance Company of Brentwood Tennessee".